We Help Families Become Financially Secure.

Providing Middle-Income Families access to essential financial services

For more than 45 years, we've looked out for middle-income families. By helping them learn the principles of personal finance, reduce their consumer debt, plan for the unexpected, and gain access to appropriate financial products and services, we've helped millions of people protect their families and save for the future.


on important financial principles, provided by one of our many experienced representatives – whether or not a family buys something from us.

We protect families' financial futures

by offering affordable term life insurance.

We help families save

for emergencies, retirement, education, and other important goals through straightforward financial products.

Middle-Income families count on us to strengthen their financial futures

Our 135,000+ licensed and trained representatives are located in every state, Canada and Puerto Rico. They assess client needs, provide education and offer access to straightforward solutions like term life insurance, as well as mutual funds, annuities and other financial products from industry-leading companies.

Our Scale

Listed on the NYSE (PRI)

and a component of the S&P Midcap 400 and the FORTUNE® 1000 20231

$917 billion

Of term life insurance in force, full-year 20222

Nearly $84 billion

Of client asset values in investment accounts, full-year 20222

Who We serve


Average household income of our clients3

Over 5.7 million

Lives covered by term life insurance2

Approximately 2.8 million

Client investment accounts2

What Makes Us Special


Clients can systematically invest for as little as $25 per month


Average face amount of our clients' life insurance policies, full-year 20222

$5.3 million

Average in life insurance benefit claims paid every day, full-year 20222

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part of the communities we serve

Our middle-income clients often face different situations than those faced by the clients of many other financial institutions. The majority of middle-income Americans would choose to work with a licensed professional over self-help online resources when making a major financial decision,4 so our representatives build face-to-face relationships with their clients to help them overcome challenges they see firsthand, like:

Living paycheck to paycheck

64% of full-time American workers are one missed paycheck away from hardship.5

Saving enough for retirement

Nearly a quarter of Americans have less than $10,000 in retirement savings.6


The average American has $96,371 in consumer debt – including credit cards and personal loans, auto and mortgage loans, and student debt.7


Get a detailed look into how families feel about their financial outlook with our reports.

The Primerica Financial Security Monitor

A quarterly U.S. survey measuring the financial confidence and outlook of middle-income families

Meet some of the strategic partners who help us deliver greater financial security to families

Nuveen LexisNexis Risk Solutions SwissRe SCOR Global Life Americas Kingsley-Kleimann Group ExamOne Invesco Perptual Morningstar RNC Center Franklin Templeton Investments American Century Investments Lockwood Meeder Investment Sage Advisory Horizon Investments Legal Shield Dana Investment Advisors Equitable Brighthouse Financial AGF Management Limited

1From Fortune. ©2023 Fortune Media IP Limited All rights reserved. Used under license. Fortune 1000® is a registered trademark of Fortune Media IP Limited and is used under license. Fortune and Fortune Media IP Limited are not affiliated with, and do not endorse products or services of, Primerica, Inc, as of June 6, 2023.

2 Numbers reflect the combined totals or daily average, as indicated above, as of, or for the year ended, December 31, 2022, for the following affiliated companies: Life Insurance: National Benefit Life Insurance Company (Home Office: Long Island City, NY) in New York; Primerica Life Insurance Company (Executive Offices: Duluth, GA) in all other U.S. jurisdictions; Primerica Life Insurance Company of Canada (Head Office: Mississauga, ON) in Canada. Investments: In the United States, securities are offered by PFS Investments Inc. (PFSI), 1 Primerica Parkway, Duluth, Georgia 30099-0001. PFSI is a subsidiary of Primerica Inc. In Canada, mutual funds are offered by PFSL Investments Canada Ltd., mutual fund dealer, and segregated funds are offered by Primerica Life Insurance Company of Canada, Head Office: Suite 400, 6985 Financial Drive, Mississauga, ON L5N 0G3, Phone: 1-800-387-7876. Each company is responsible for its own financial obligations.

3 Primerica Financial Needs Analysis Clients as of December 31, 2022.

4 2019 Primerica Financial Security Monitor Insights Report

5 CNBC.com, "As Inflation Heats Up, 64% of Americans Are Now Living Paycheck to Paycheck," March 8, 2022

6 Forbes.com, "It's Time to Rethink Retirement Security in the U.S.," January 14, 2022

7 Bankrate.com, "Average American Debt Statistics," January 13, 2023

9 Primerica, Inc. Form 10-K for the fiscal year ended "December 31, 2022"